Easy term life insurance

Term Life Insurance

Easy Term Life Insurance

Secure the future of your loved ones with comprehensive, low-cost protection. It is a simple way to prepare for life’s unpredictability. Our Easy Term Insurance is not just a low-cost insurance plan, but one that has many benefit levels and policy term options to adapt to your different life stages.

Benefits for you

  • Choose from 5 benefit levels (From HK$300,000 to HK$2,000,000) and 4 policy terms (from 10 years to 25 years) to suit your protection needs
  • High level of protection at a low, fixed premium for easier financial planning
  • Automatic renewal and guaranteed convertibility to any whole life insurance plan
  • Includes HK$100,000 Accidental Total & Permanent Disability Benefit
  • No medical examination required – policy issued instantly

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Product features

Question Answer
Is it designed to help cover a mortgage?
  • Yes
Is it designed to provide a lump sum for loved ones?
  • Yes
Does the amount of coverage stay the same for the duration of the plan? Or provide a min coverage
  • Yes
Is it designed to have an investment opportunity?
  • No
How long does the coverage last?

10/15/20/25 years term, issue up to age 80

Is critical illness coverage included?
  • No
Can you choose the amount of coverage?
  • Yes
Coverage Details and limits

Minimum sum insured HK$300,000

Are both men and women eligible?
  • Yes
How much will it cost?
  • You decide this
Can I pay in multiple currencies?
  • HKD only
What is the age eligibility?
  • Up to age 80
How do you apply?
  • Online
  • Please refer to the below Remarks, Exclusions and Important notes

The above information is for reference only and the policy may contain exclusions. For more in-depth policy terms and conditions, please refer to the policy provisions of Easy Term Insurance. 


Still not sure?

Get in touch with our MetLife Representatives. 

Call +852 2199 1000

Or simply fill out our Contact Us form online.

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Remarks, Exclusions, & Important Notes 

•   Automatic renewal and convertibility guarantees are subject to policy terms and conditions. Please refer to the Policy Provisions of the Plan for details.

•   The maximum sum assured of the converted new whole life insurance plan is up to the sum assured of your policy of the Plan.

Important Notes:

•   The above information is intended for reference only. Please refer to the Policy Provisions of the Easy Term Insurance for detailed terms and conditions.

•   Metropolitan Life Insurance Company of Hong Kong Limited is the insurance underwriter of the Plan and is solely responsible for all content, approvals, coverage and benefit payment. Metropolitan Life Insurance Company of Hong Kong Limited is a wholly-owned subsidiary of MetLife, Inc. in Hong Kong and operates under the "MetLife" brand.

•   The registered office of Metropolitan Life Insurance Company of Hong Kong Limited is Level 20, Cityplaza 3, 14 Taikoo Wan Road, Taikoo Shing, Hong Kong.

•   In case of any discrepancy between the English and Chinese versions of the above information, the English version shall prevail.

3 Simple Steps!

Online Application

3 Simple Steps
Buy Insurance Online

Contact Us


Contact Us

+852 2199 1000

Monday to Friday
9:00 am to 7:00 pm
Saturday 9:00 am to 1:00 pm
(Closed on Sunday and Public Holidays)

Email us: customerservices@metlife.com.hk